Property Title Search Missouri
Use this page to find information specific to property title searches in Missouri. When you’re ready, fill out our easy-to-use order form and your title search will be on its way.
What is a Missouri Property Title Search?
There are few milestones in life that are more exciting than finding a property that you can call your own. However, before you commit to purchasing any Missouri property, there are a few important steps that you should take. One of those critical steps is initiating a property title search, which is also commonly called a real estate title search.
A property title is a document that provides proof of legal ownership regarding a specific property. (1) Therefore a property title search is a report that is compiled based on information pulled from public records that verify the ownership history and current legal ownership of the property.
It is likely that you have, at one time or another, heard the terms “title” and “deed” used interchangeably, but despite this popular misconception they are not one in the same. It’s vital to understand the difference. A deed refers to a legal document that is given to a property owner at which time all debts or mortgages pertaining to the property have been fully paid. A title is a document that represents the legal right of ownership that a person has over a specific property.
For more information regarding titles and deeds, visit our FAQ page.
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What Are the Benefits of Performing a Missouri Real Estate Title Search?
The benefits of performing a Missouri real estate title search are vast and varied, and it’s imperative that you initiate one once you’ve pinpointed a property that you’d like to make your own. The most important benefit of performing a property title search is that it will help you do due diligence to ensure that your investment in the property is secure. With the report in hand, you will possess all of the information regarding any potential issues relating to your property, and you’ll be able to use that knowledge throughout your decision-making process.
When you perform a property title search, you may be made aware of previously hidden debts, deed restrictions, easements, or liens against the property, all of which can factor heavily into your decision to purchase the property. Furthermore, all of this information will inform how you will be able to use the property or how you will sell it later on. More important still is the fact that the property title search will confirm the legal authority of the owner to sell the property.
How Much Does a Property Title Search Cost in Missouri?
Throughout your real estate search, every property you view will be entirely unique, and thus the same can be said about each Missouri property title search. There are several factors that influence the price of a property title search, but the biggest is the complexity of the search. A home that is several decades old will likely have a more storied, complicated history that has generated a substantial amount of public records than a newer home.
Another key factor that contributes to the cost of a real estate title search is the scope of the search. A simple search will cost a lot less than a full search that incorporates information from documents like trusts and wills. A full search that requires a deeper dive into public records will naturally lead to a higher cost.
Most of the time, a newer property will lead to a far more inexpensive property title search. When you enlist the services of Title Search Direct to help you complete your property title search, the price may be as low as $35. When you’re in the position to initiate a Missouri title search, you can count on Title Search Direct to offer you a price based on your individual situation.
What if I Want to Check My Own Home Title?
Because real estate titles are public records, you have the right to check your own Missouri property title whenever you want. To locate your property title, all you have to do is visit the registry of deeds office in the county in which your property is located. Remember that if you have yet to finish paying off your mortgage or debts against the property, you won’t find a deed, but you should be able to find the property title.
In the event that you have trouble locating the title or you still have concerns regarding your Missouri property title, there’s no harm in bringing in an expert. Seasoned professionals, like those at Title Search Direct, will be able to facilitate a property title search and assemble a report of the information you need that pertains to your property.
Who Completes the Title Search in the Missouri Buying Process?
Once you’ve found the property that you wish to purchase, the next step you’ll have to take is initiating the property title search. The question then becomes: who should complete your Missouri property title search? While there are not any laws in place that prevent you from performing the search yourself and the records you would use to assemble the report are all publicly available, it’s not usually considered the best approach. If you’re considering buying a property with a complicated history, it can be very challenging for a novice to perform a property title search.
Generally, if you are not already familiar with the Missouri real estate requirements, there’s a good chance that you may have difficulty sifting through all of the public records and interpreting the legal language they contain. Additionally, the process is very time-consuming. For these reasons, it’s usually worthwhile to hire an experienced professional, like the team Title Search Direct, to complete the search and ensure accuracy.
How Long Does it Take to Perform a Missouri Title Search?
In the same way that every property and every property title search are different, the amount of time it will take to complete each property title search will also vary. The main factor that plays into determining how long it will take to perform a property title search is the complexity of the property’s history. Keeping that in mind, the majority of Missouri title searches can be completed in anywhere from eight to fourteen business days, though bank holidays or peak homebuying season can cause that window to be a little bit wider.
Get Started with Your Missouri Property Title Search
Once you’ve found the Missouri property of your dreams and you’re ready to begin your real estate title search, that’s when it’s time to turn to Title Search Direct. For the last 25 years, our passion for real estate has made us the go-to provider for property title searchers.
Both new and seasoned home buyers rely on our professionalism and experience to ensure they receive fast, easy, and reliable service. We’re the nation’s top title search provider, and we know the ins and outs of the Missouri property title search process like none other.
Title Search Direct makes it easier than ever to embark on your Missouri property title search. All you have to do is use our online search service, and within minutes our team will be diving into public records, retrieving all of the information you’ll need to be able to move forward with your Missouri real estate purchase.
Andrew Dehan, Property Title Search: What It Is and How It Works
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